@font-face{font-family:Manrope;src:url("manrope-cyrillic-wght-normal-Dvxsihut.woff2") format("woff2");font-display:swap}@font-face{font-family:Manrope;src:url("manrope-latin-wght-normal-DHIcAJRg.woff2") format("woff2");font-display:swap;unicode-range:U+0000-00FF}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:#f6f9fd;color:#142743;font-family:Manrope,Arial,sans-serif}a{color:#123cff;text-underline-offset:4px}a:focus-visible{outline:3px solid #ff9c43;outline-offset:5px}header{max-width:1200px;margin:auto;padding:22px 24px;display:flex;align-items:center;gap:24px;border-bottom:1px solid #dae3f1}.brand{font-size:24px;font-weight:850;color:#123cff;text-decoration:none;margin-right:auto}header nav{display:flex;gap:22px;flex-wrap:wrap}header nav a{text-decoration:none;font-size:14px;font-weight:700}main{max-width:1100px;margin:30px auto;padding:0 24px}.hero{background:linear-gradient(125deg,#fff,#edf2ff);border:1px solid #d5e1f0;border-radius:24px;padding:clamp(24px,5vw,60px)}.kicker{font-size:12px;font-weight:800;letter-spacing:.08em;color:#123cff}h1{font-size:clamp(30px,4vw,51px);line-height:1.15;margin:20px 0;overflow-wrap:anywhere}.lead{font-size:20px;line-height:1.65}.meta{font-size:13px;color:#52637a;line-height:1.8}.toc,section:not(.hero){max-width:850px;margin:0 auto;padding:38px 0;border-bottom:1px solid #d5e1f0}.toc{display:flex;flex-wrap:wrap;gap:12px 24px;line-height:1.8}.toc strong{width:100%}h2{font-size:clamp(26px,3vw,35px);line-height:1.25}h3{font-size:21px;line-height:1.4}section p,li{font-size:17px;line-height:1.85;color:#344861}li{margin:14px 0}p{overflow-wrap:anywhere}.calc,.conclusion{padding:24px;border:1px solid #f3c38d;border-radius:8px;background:#fff5e9}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.cards>div{padding:20px;border:1px solid #d1dcf2;border-radius:8px;background:linear-gradient(130deg,#ffffffdb,#eaf0ffb8)}.cards h3{font-size:18px}.cards p{font-size:15px}.button{display:inline-block;background:#123cff;color:#fff;border-radius:5px;padding:14px 20px;text-decoration:none;font-weight:750}.button:hover{background:#0827b4}footer{max-width:1100px;margin:40px auto;padding:24px;display:flex;flex-wrap:wrap;gap:20px;font-size:14px}@media(max-width:650px){header{align-items:flex-start;gap:15px;flex-wrap:wrap}header nav{gap:12px 20px;width:100%}main{padding:0 16px;margin-top:16px}.hero{border-radius:18px}.lead{font-size:17px}.cards{grid-template-columns:1fr}section:not(.hero){padding:28px 4px}.toc{padding:24px 4px}.calc,.conclusion{padding:20px}ol{padding-left:23px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}